:root {
    --bg0: #070A12;
    --bg1: #0B1224;
    --glass: rgba(255, 255, 255, .06);
    --glass2: rgba(255, 255, 255, .10);
    --stroke: rgba(255, 255, 255, .12);
    --stroke2: rgba(255, 255, 255, .20);
    --text: #EAF0FF;
    --muted: rgba(234, 240, 255, .60);
    --brand: #7C3AED;
    --cyan: #22D3EE;
    --volt: #E8FF4D;
    /* signature: ONLY used on primary CTA */
    --coral: #FF4D6D;
    --good: #22C55E;
    --r: 16px;
    --r2: 22px;
}

*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html,
body {
    min-height: 100%;
}

body {
    font-family: 'Inter', system-ui, sans-serif;
    font-size: 15px;
    line-height: 1.6;
    color: var(--text);
    background:
radial-gradient(ellipse 1400px 700px at 10% -5%, rgba(124, 58, 237, .28) 0%, transparent 60%),
radial-gradient(ellipse 900px 500px at 95% 8%, rgba(34, 211, 238, .18) 0%, transparent 55%),
radial-gradient(ellipse 600px 400px at 50% 95%, rgba(124, 58, 237, .12) 0%, transparent 60%),
linear-gradient(180deg, #070A12 0%, #0B1224 100%);
    background-attachment: fixed;
}

.ins-page {
    padding-bottom: 80px;
}

/* ─── TRUST TICKER ─────────────────────────────── */
.trust-ticker {
    overflow: hidden;
    white-space: nowrap;
    background: rgba(124, 58, 237, .12);
    border-bottom: 1px solid rgba(124, 58, 237, .25);
    padding: 10px 0;
    font-family: 'JetBrains Mono', monospace;
    font-size: .78rem;
    color: rgba(234, 240, 255, .65);
    letter-spacing: .04em;
}

.ticker-inner {
    display: inline-block;
    animation: ticker 28s linear infinite;
}

.ticker-inner span {
    margin: 0 40px;
}

.ticker-inner .t-accent {
    color: var(--volt);
    font-weight: 700;
}

@keyframes ticker {
    from {
transform: translateX(0);
    }

    to {
transform: translateX(-50%);
    }
}

@media (prefers-reduced-motion: reduce) {
    .ticker-inner {
animation: none;
    }
}

/* ─── HERO ──────────────────────────────────────── */
.ins-hero {
    position: relative;
    overflow: hidden;
    padding: 56px 24px 48px;
    text-align: center;
    border-bottom: 1px solid var(--stroke);
}

/* Mesh grid overlay */
.ins-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
linear-gradient(rgba(255, 255, 255, .03) 1px, transparent 1px),
linear-gradient(90deg, rgba(255, 255, 255, .03) 1px, transparent 1px);
    background-size: 48px 48px;
    mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 40%, transparent 100%);
    pointer-events: none;
}

.ins-hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(124, 58, 237, .18);
    border: 1px solid rgba(124, 58, 237, .35);
    border-radius: 40px;
    padding: 6px 16px;
    font-size: .75rem;
    font-weight: 600;
    letter-spacing: .1em;
    text-transform: uppercase;
    color: #a78bfa;
    margin-bottom: 28px;
}

.ins-hero-eyebrow::before {
    content: '';
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--volt);
    animation: pulse-dot 2s ease-in-out infinite;
}

@keyframes pulse-dot {

    0%,
    100% {
opacity: 1;
transform: scale(1);
    }

    50% {
opacity: .4;
transform: scale(.7);
    }
}

.ins-hero h1 {
    font-family: 'Syne', sans-serif;
    font-size: clamp(2rem, 5vw, 3.4rem);
    font-weight: 800;
    line-height: 1.08;
    letter-spacing: -.03em;
    max-width: 700px;
    margin: 0 auto 20px;
}

.ins-hero h1 em {
    font-style: normal;
    background: linear-gradient(135deg, var(--brand), var(--cyan));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.ins-hero p {
    color: var(--muted);
    max-width: 520px;
    margin: 0 auto 36px;
    font-size: 1.05rem;
}

.hero-cta-group {
    display: flex;
    gap: 14px;
    justify-content: center;
    flex-wrap: wrap;
}

/* Volt primary CTA — the signature element */
.btn-volt {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--volt);
    color: #070A12;
    font-family: 'Syne', sans-serif;
    font-weight: 700;
    font-size: .95rem;
    border: none;
    border-radius: var(--r);
    padding: 14px 28px;
    cursor: pointer;
    text-decoration: none;
    transition: transform .15s, box-shadow .15s, filter .15s;
    box-shadow: 0 0 0 0 rgba(232, 255, 77, .4);
}

.btn-volt:hover {
    transform: translateY(-2px);
    filter: brightness(1.06);
    box-shadow: 0 8px 32px rgba(232, 255, 77, .30);
    color: #070A12;
}

.btn-volt:active {
    transform: translateY(0);
}

.btn-ghost {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--glass2);
    color: var(--text);
    font-weight: 600;
    font-size: .95rem;
    border: 1px solid var(--stroke2);
    border-radius: var(--r);
    padding: 14px 28px;
    cursor: pointer;
    text-decoration: none;
    transition: background .15s, transform .15s;
}

.btn-ghost:hover {
    background: rgba(255, 255, 255, .14);
    transform: translateY(-1px);
    color: var(--text);
}

/* Floating shield icon */
.hero-shield {
    width: 88px;
    height: 88px;
    margin: 0 auto 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 28px;
    background: linear-gradient(135deg, rgba(124, 58, 237, .5), rgba(34, 211, 238, .3));
    border: 1px solid rgba(255, 255, 255, .18);
    box-shadow: 0 0 0 12px rgba(124, 58, 237, .08), 0 0 0 24px rgba(124, 58, 237, .04);
    font-size: 2.2rem;
    color: #fff;
    position: relative;
}

.hero-shield::after {
    content: '';
    position: absolute;
    inset: -1px;
    border-radius: 28px;
    background: linear-gradient(135deg, rgba(255, 255, 255, .2), rgba(255, 255, 255, .0));
    pointer-events: none;
}

/* ─── TYPE CARDS ────────────────────────────────── */
.ins-types {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    padding: 40px 0 8px;
}

.type-card {
    background: var(--glass);
    border: 1px solid var(--stroke);
    border-radius: var(--r2);
    padding: 28px 20px 22px;
    text-align: center;
    cursor: pointer;
    transition: transform .2s, border-color .2s, background .2s, box-shadow .2s;
    position: relative;
    overflow: hidden;
}

.type-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 2px;
    background: linear-gradient(90deg, var(--brand), var(--cyan));
    opacity: 0;
    transition: opacity .2s;
}

.type-card:hover {
    transform: translateY(-4px);
    border-color: rgba(124, 58, 237, .4);
    background: rgba(124, 58, 237, .08);
    box-shadow: 0 16px 48px rgba(124, 58, 237, .15);
}

.type-card:hover::before {
    opacity: 1;
}

.type-icon {
    width: 52px;
    height: 52px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
    font-size: 1.3rem;
    transition: transform .2s;
}

.type-card:hover .type-icon {
    transform: scale(1.08);
}

.type-icon.health {
    background: rgba(34, 197, 94, .15);
    color: #4ade80;
    border: 1px solid rgba(34, 197, 94, .25);
}

.type-icon.life {
    background: rgba(124, 58, 237, .18);
    color: #a78bfa;
    border: 1px solid rgba(124, 58, 237, .3);
}

.type-icon.vehicle {
    background: rgba(34, 211, 238, .15);
    color: #67e8f9;
    border: 1px solid rgba(34, 211, 238, .25);
}

.type-icon.property {
    background: rgba(251, 191, 36, .13);
    color: #fcd34d;
    border: 1px solid rgba(251, 191, 36, .22);
}

.type-card h5 {
    font-family: 'Syne', sans-serif;
    font-size: .95rem;
    font-weight: 700;
    margin-bottom: 8px;
    letter-spacing: -.01em;
}

.type-card p {
    font-size: .8rem;
    color: var(--muted);
    line-height: 1.5;
    margin: 0;
}

/* ─── SECTION LABEL ─────────────────────────────── */
.section-eyebrow {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 28px;
}

.section-eyebrow span {
    font-family: 'JetBrains Mono', monospace;
    font-size: .72rem;
    font-weight: 500;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--muted);
}

.section-eyebrow::after {
    content: '';
    flex: 1;
    height: 1px;
    background: var(--stroke);
}

/* ─── FORM SECTION — two panel ──────────────────── */
.ins-form-section {
    display: grid;
    grid-template-columns: 1fr 1.6fr;
    gap: 0;
    background: var(--glass);
    border: 1px solid var(--stroke);
    border-radius: var(--r2);
    overflow: hidden;
    box-shadow: 0 24px 64px rgba(0, 0, 0, .4);
    margin-top: 40px;
}

/* Left info panel */
.ins-form-info {
    background: linear-gradient(160deg, rgba(124, 58, 237, .25) 0%, rgba(34, 211, 238, .10) 100%);
    border-right: 1px solid var(--stroke);
    padding: 40px 32px;
    display: flex;
    flex-direction: column;
    gap: 32px;
}

.form-info-title {
    font-family: 'Syne', sans-serif;
    font-size: 1.5rem;
    font-weight: 800;
    letter-spacing: -.025em;
    line-height: 1.2;
}

.form-info-title em {
    font-style: normal;
    color: var(--cyan);
}

.trust-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.trust-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: .875rem;
    color: var(--muted);
}

.trust-list li .ti {
    width: 28px;
    height: 28px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: .75rem;
    flex-shrink: 0;
    margin-top: 1px;
    background: rgba(34, 197, 94, .15);
    color: #4ade80;
    border: 1px solid rgba(34, 197, 94, .25);
}

.trust-list li strong {
    display: block;
    color: var(--text);
    font-size: .9rem;
    margin-bottom: 2px;
}

.form-info-stat {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-top: auto;
}

.stat-chip {
    background: rgba(255, 255, 255, .06);
    border: 1px solid var(--stroke);
    border-radius: 14px;
    padding: 14px 12px;
    text-align: center;
}

.stat-chip .sv {
    font-family: 'JetBrains Mono', monospace;
    font-size: 1.1rem;
    font-weight: 500;
    color: var(--volt);
    display: block;
}

.stat-chip .sl {
    font-size: .72rem;
    color: var(--muted);
    margin-top: 3px;
}

/* Right form panel */
.ins-form-panel {
    padding: 40px 36px;
}

.ins-form-panel h3 {
    font-family: 'Syne', sans-serif;
    font-size: 1.25rem;
    font-weight: 800;
    letter-spacing: -.02em;
    margin-bottom: 28px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.ins-form-panel h3 .h-icon {
    width: 34px;
    height: 34px;
    border-radius: 10px;
    background: rgba(124, 58, 237, .2);
    border: 1px solid rgba(124, 58, 237, .35);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: .85rem;
    color: #a78bfa;
}

.ins-field-group {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 16px;
}

.ins-field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.ins-field.full {
    grid-column: 1 / -1;
}

.ins-field label {
    font-size: .75rem;
    font-weight: 600;
    letter-spacing: .06em;
    text-transform: uppercase;
    color: rgba(234, 240, 255, .65);
    display: flex;
    align-items: center;
    gap: 6px;
}

.ins-field label i {
    color: var(--brand);
    font-size: .7rem;
}

.ins-field input,
.ins-field select {
    background: rgba(7, 10, 18, .55);
    border: 1px solid var(--stroke2);
    border-radius: var(--r);
    padding: 12px 14px;
    color: var(--text);
    font-family: 'Inter', sans-serif;
    font-size: .9rem;
    transition: border-color .15s, box-shadow .15s, background .15s;
    width: 100%;
    appearance: none;
    -webkit-appearance: none;
}

.ins-field select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23EAF0FF' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 38px;
}

.ins-field input::placeholder {
    color: rgba(234, 240, 255, .3);
}

.ins-field input:focus,
.ins-field select:focus {
    outline: none;
    border-color: rgba(124, 58, 237, .65);
    background: rgba(7, 10, 18, .75);
    box-shadow: 0 0 0 3px rgba(124, 58, 237, .15);
}

.ins-field select option {
    background: #0B1224;
    color: var(--text);
}

/* Coverage amount with currency prefix */
.ins-amount-wrap {
    position: relative;
}

.ins-amount-wrap::before {
    content: '₹';
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    font-family: 'JetBrains Mono', monospace;
    color: var(--cyan);
    font-size: .9rem;
    pointer-events: none;
    z-index: 1;
}

.ins-amount-wrap input {
    padding-left: 30px;
}

/* Submit button — volt */
.btn-submit-volt {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background: var(--volt);
    color: #070A12;
    font-family: 'Syne', sans-serif;
    font-weight: 700;
    font-size: 1rem;
    border: none;
    border-radius: var(--r);
    padding: 15px 24px;
    cursor: pointer;
    margin-top: 8px;
    transition: transform .15s, box-shadow .15s, filter .15s;
    letter-spacing: -.01em;
}

.btn-submit-volt:hover {
    transform: translateY(-2px);
    filter: brightness(1.06);
    box-shadow: 0 10px 36px rgba(232, 255, 77, .28);
}

.btn-submit-volt:active {
    transform: translateY(0);
    filter: brightness(.97);
}

.form-disclaimer {
    text-align: center;
    font-size: .72rem;
    color: var(--muted);
    margin-top: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
}

.form-disclaimer i {
    color: var(--good);
}

/* ─── SUCCESS / ERROR TOAST ─────────────────────── */
.ins-toast {
    position: fixed;
    bottom: 28px;
    left: 50%;
    transform: translateX(-50%) translateY(20px);
    background: #0D1628;
    border: 1px solid var(--stroke2);
    border-radius: var(--r);
    padding: 14px 22px;
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: .875rem;
    font-weight: 500;
    box-shadow: 0 16px 48px rgba(0, 0, 0, .5);
    opacity: 0;
    transition: opacity .25s, transform .25s;
    z-index: 9999;
    white-space: nowrap;
    pointer-events: none;
}

.ins-toast.show {
    opacity: 1;
    transform: translateX(-50%) translateY(0);
}

.ins-toast.success .t-icon {
    color: var(--good);
}

.ins-toast.error .t-icon {
    color: var(--coral);
}

/* ─── RESPONSIVE ────────────────────────────────── */
@media (max-width: 1024px) {
    .ins-types {
grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .ins-form-section {
grid-template-columns: 1fr;
    }

    .ins-form-info {
border-right: none;
border-bottom: 1px solid var(--stroke);
padding: 28px 20px;
    }

    .ins-form-panel {
padding: 28px 20px;
    }

    .ins-field-group {
grid-template-columns: 1fr;
    }

    .ins-hero {
padding: 40px 16px 36px;
    }

    .hero-shield {
width: 72px;
height: 72px;
font-size: 1.8rem;
    }

    .form-info-stat {
grid-template-columns: repeat(4, 1fr);
    }
}

@media (max-width: 540px) {
    .ins-types {
grid-template-columns: 1fr 1fr;
    }

    .form-info-stat {
grid-template-columns: 1fr 1fr;
    }

    .hero-cta-group {
flex-direction: column;
align-items: center;
    }

    .btn-volt,
    .btn-ghost {
width: 100%;
justify-content: center;
    }
}